I’ve always had a soft spot for desserts that combine rich, creamy, and crunchy elements—and Banoffee Pie does just that in the most satisfying way possible. The very first time I made this pie, I was struck by how something so simple could taste so indulgent. The combination of a buttery graham cracker crust, silky toffee, fresh bananas, and a mountain of whipped cream topped with chocolate shavings is pure magic. It’s one of those desserts that feels both luxurious and homey at the same time.

I make Banoffee Pie when I want to impress with minimal effort. It doesn’t require baking (unless you make your own toffee or crust), which makes it ideal for warm days or quick dessert needs. The textures—from the crumbly base to the velvety whipped topping—keep each bite exciting. It’s also surprisingly adaptable depending on your mood or pantry. Whether you’re making it for a weekend gathering, a birthday, or just because, this pie always brings joy.
Why You’ll Love This Banoffee Pie
This pie has that perfect trifecta of flavors: the caramel-like toffee brings sweetness and depth, the bananas add a fresh fruitiness, and the whipped cream offers airy lightness to balance it all. Add in a salty-sweet crust and a shower of shaved chocolate, and you’ve got a dessert that tastes like more work than it is. Plus, it’s a no-bake recipe that can be made ahead—ideal for hosting, gifting, or stress-free indulging.
What Kind of Crust Works Best for Banoffee Pie?
Traditionally, Banoffee Pie is made with a digestive biscuit crust, but I often go for a graham cracker crust—it’s easier to find and has that wonderful toasty flavor. You can either buy a pre-made crust for extra convenience or press your own mixture of crushed biscuits and melted butter into a pie dish for a sturdier, more homemade touch. If you’re feeling adventurous, a chocolate cookie crust also works and adds an indulgent twist.
Options for Substitutions
Banoffee Pie is incredibly adaptable if you need to make ingredient swaps:
- Toffee Substitute: If you’re short on time or don’t want to make dulce de leche, use canned caramel or thick caramel sauce. Just ensure it’s not too runny.
- Bananas: While ripe bananas are traditional, strawberries can offer a fresher, slightly tart alternative for a fun variation.
- Whipped Cream: Swap out dairy cream for coconut whipped cream for a dairy-free version.
- Chocolate Topping: Instead of shaved chocolate, you can drizzle with chocolate sauce or even add crushed toffee bits.
- Crust Options: Gluten-free cookies or nuts (blended and bound with butter) can be used in place of traditional biscuits if needed.
These swaps don’t compromise the flavor or structure—they just make the recipe work better for your needs.
Ingredients for This Banoffee Pie
Each ingredient in Banoffee Pie has a special role to play, and using quality components makes a big difference in the final taste and texture.
- Graham Cracker Crumbs: These form the crunchy, buttery crust that holds the pie together and balances the sweetness of the filling.
- Unsalted Butter: Melted into the crumbs, it binds the crust and adds rich flavor.
- Sweetened Condensed Milk: This is simmered to create that thick, luscious toffee layer. It’s the heart of the pie’s signature sweetness.
- Bananas: Ripe but firm bananas bring a fresh, creamy element that contrasts beautifully with the caramel.
- Heavy Whipping Cream: Whipped until fluffy, this lightens the pie and adds an airy finish to each bite.
- Powdered Sugar: Just a touch in the whipped cream to add gentle sweetness.
- Vanilla Extract: A splash enhances the whipped cream and ties together all the flavors.
- Chocolate Shavings: These sit on top for a hit of bittersweet richness and visual appeal.
Each layer works together to create that unforgettable Banoffee experience.

Step 1: Prepare the Crust
Crush graham crackers into fine crumbs and mix them with melted butter until the texture resembles wet sand. Press the mixture firmly into the bottom and sides of a 9-inch pie dish. Chill the crust in the fridge for at least 20 minutes to set, or bake at 350°F (175°C) for 8–10 minutes if you prefer a firmer base. Let it cool completely.
Step 2: Make the Toffee
Place the unopened can of sweetened condensed milk in a pot of simmering water, ensuring it stays fully submerged. Simmer gently for 2 to 3 hours, checking regularly to keep it covered with water. Once cooled, open the can to reveal your thick, golden toffee. Alternatively, use store-bought dulce de leche or a thick caramel sauce to save time.
Step 3: Layer the Bananas
Slice the bananas and arrange a generous layer over the cooled crust. They should overlap slightly and cover the entire base evenly. This layer helps balance the richness of the toffee with fresh flavor.
Step 4: Add the Toffee
Spread the toffee over the bananas. If it’s thick, you can gently warm it to make it easier to spread. Use a spatula to create an even layer all the way to the crust’s edge.
Step 5: Whip the Cream
In a cold bowl, whip the heavy cream with powdered sugar and vanilla extract until soft peaks form. Don’t overwhip—it should be smooth, fluffy, and stable enough to hold shape.
Step 6: Assemble and Chill
Spoon or pipe the whipped cream on top of the toffee layer, creating swoops and peaks. Finish with chocolate shavings or curls. Chill the pie for at least 2 hours to firm up the layers before slicing.
How Long to Cook the Banoffee Pie
Technically, Banoffee Pie is a no-bake dessert—unless you opt to bake the crust briefly for extra structure. The only true “cooking” is simmering the condensed milk to make the toffee, which takes around 2 to 3 hours. If you’re using store-bought dulce de leche, then your active time drops significantly. Once assembled, the pie should be chilled for at least 2 hours before serving to let the layers set.
Tips for Perfect Banoffee Pie
- Keep the Bananas Fresh: Add bananas right before layering to avoid browning. A light brush of lemon juice can help prevent oxidation.
- Use Cold Cream and Bowl: For best whipped cream texture, whip in a cold bowl with cold beaters.
- Don’t Overwhip: Whip cream just until soft peaks form to keep it light and fluffy. Overwhipping can turn it grainy.
- Let the Toffee Cool: Make sure the toffee has cooled to room temperature before spreading, or it could melt the banana layer or whipped cream.
- Chill Before Serving: Chilling the pie helps the layers set and makes slicing easier without everything slipping apart.
- Sharp Knife for Serving: Use a hot, clean knife for clean slices through the layers.
Watch Out for These Mistakes While Cooking
- Boiling Instead of Simmering the Can: Boiling the condensed milk too vigorously can cause uneven caramelization or even burst the can. Keep it at a gentle simmer and fully submerged.
- Skipping Crust Chill Time: If you don’t chill or bake the crust, it can crumble or fall apart when sliced.
- Adding Warm Toffee Too Soon: Spreading hot toffee over bananas can make them mushy and may melt the whipped cream.
- Using Overripe Bananas: Too-soft bananas turn mushy and don’t hold up well in the pie. Choose ripe but firm ones for structure and flavor.
- Overwhipping the Cream: This can cause it to separate or become too stiff, making the pie feel heavy.
- Not Letting the Pie Set: Cutting into the pie too soon will result in messy slices and soft layers.
What to Serve With Banoffee Pie?
Espresso or Strong Coffee
The bold bitterness cuts through the sweetness and complements the caramel and cream.
Salted Nuts or Nut Brittle
Serve a small bowl on the side to add crunchy contrast and a savory note.
Dark Chocolate Bark
Pairs wonderfully with the banana and toffee for those who love an intense cocoa finish.
Fresh Berries
A bowl of raspberries or strawberries adds color and a juicy, tart contrast.
Whiskey or Dessert Wine
Something smooth and rich like a sweet sherry or bourbon enhances the pie’s decadence.
Vanilla Ice Cream
For an even creamier bite, though optional, a scoop of vanilla can be a fun addition.
Mint Leaves or Citrus Zest Garnish
A fresh sprig or zest adds fragrance and a touch of brightness to each slice.
Storage Instructions
Banoffee Pie is best enjoyed within 2 days of making, but it can be stored in the refrigerator for up to 4 days. Keep it covered with plastic wrap or in an airtight container to prevent the bananas and whipped cream from absorbing fridge odors. To keep the bananas from browning, assemble the layers as close to serving time as possible—or brush banana slices lightly with lemon juice before layering. Freezing isn’t ideal because the texture of the bananas and cream can become watery and mushy after thawing.
Estimated Nutrition
While values can vary based on exact ingredient brands and portion sizes, here’s a general estimate for one slice (based on an 8-slice pie):
- Calories: ~450
- Total Fat: ~30g
- Saturated Fat: ~18g
- Cholesterol: ~80mg
- Sodium: ~200mg
- Carbohydrates: ~45g
- Sugar: ~30g
- Fiber: ~2g
- Protein: ~4g
This dessert is indulgent, as expected—but perfect for a treat or special occasion.
Frequently Asked Questions
How do I make the toffee without boiling a can?
You can pour sweetened condensed milk into a saucepan and cook it gently with butter and sugar, stirring constantly until thick and golden. Or use pre-made dulce de leche.
Can I make Banoffee Pie in advance?
Yes! You can prepare it a day ahead. For best texture, add bananas and whipped cream shortly before serving.
What if I don’t have graham crackers?
Digestive biscuits, vanilla wafers, or even chocolate cookies make great substitutes for the crust.
How do I keep bananas from turning brown?
Lightly brush banana slices with lemon juice before layering to slow browning.
Is Banoffee Pie gluten-free?
It can be! Use gluten-free cookies or biscuits for the crust and double-check all other ingredients.
Can I freeze Banoffee Pie?
Not recommended. Freezing changes the texture of the bananas and whipped cream, making them watery upon thawing.
Can I use store-bought whipped cream?
You can, but freshly whipped cream tastes better and holds its shape longer.
How long will leftovers last in the fridge?
Up to 4 days, though it’s best eaten within 2 for optimal flavor and texture.
Conclusion
Banoffee Pie is one of those desserts that never fails to impress, and yet it’s wonderfully simple to prepare. From the crunchy crust to the creamy layers and indulgent toffee, every bite is a blend of comfort and elegance. Whether you’re making it for a gathering or just craving something sweet and satisfying, this pie always delivers. Once you try it, you’ll see why it’s a favorite in kitchens around the world.

Banoffee Pie
- Prep Time: 30 minutes
- Cook Time: 3 hours
- Total Time: 5 hours 30 minutes
- Yield: 8 servings
- Category: Dessert
- Method: No-Bake
- Cuisine: British
Description
Banoffee Pie is a dreamy no-bake dessert made with a graham cracker crust, luscious toffee, fresh banana slices, and a cloud of whipped cream topped with chocolate shavings. It’s indulgent yet incredibly easy to prepare—perfect for entertaining or a cozy treat at home.
Ingredients
1 and 1/2 cups graham cracker crumbs
6 tablespoons unsalted butter, melted
1 can (14 ounces) sweetened condensed milk
3 medium ripe bananas
1 cup heavy whipping cream
2 tablespoons powdered sugar
1 teaspoon vanilla extract
1/4 cup chocolate shavings
Instructions
1. Crush graham crackers into fine crumbs and mix with melted butter until well combined.
2. Press the mixture into a 9-inch pie dish and chill for at least 20 minutes (or bake at 350°F for 8–10 minutes for a firmer crust). Let cool.
3. Simmer the unopened can of sweetened condensed milk in a pot of water for 2 to 3 hours, keeping it fully submerged. Let cool before opening.
4. Slice bananas and layer them evenly over the cooled crust.
5. Spread the cooled toffee over the banana layer using a spatula.
6. Whip the heavy cream with powdered sugar and vanilla until soft peaks form.
7. Top the pie with the whipped cream and decorate with chocolate shavings.
8. Chill the pie for at least 2 hours before serving.
Notes
Prep Time: 30 minutes
Cook Time: 3 hours (toffee)
Chill Time: 2 hours
Yield: 8 servings
Category: Dessert
Method: No-Bake
Cuisine: British
Keywords: Banoffee Pie, No-Bake Dessert, Toffee Pie, Banana Cream Pie
Serving Size: 1 slice
Calories: 450
Sugar: 30g
Sodium: 200mg
Fat: 30g
Saturated Fat: 18g
Unsaturated Fat: 10g
Trans Fat: 0g
Cholesterol: 80mg
Carbohydrates: 45g
Fiber: 2g
Protein: 4g
Nutrition
- Serving Size: 1 slice
- Calories: 450
- Sugar: 30g
- Sodium: 200mg
- Fat: 30g
- Saturated Fat: 18g
- Unsaturated Fat: 10g
- Trans Fat: 0g
- Carbohydrates: 45g
- Fiber: 2g
- Protein: 4g
- Cholesterol: 80mg
Keywords: Banoffee Pie, No-Bake Dessert, Toffee Pie, Banana Cream Pie